ASSOCIATION FOR MICROFINANCE INSTITUTIONS KENYA
TERMS OF REFERENCE (TOR) POSITION DESCRIPTION
| Program | Water Credit Adoption Program (WCAD) |
| Position: | Project Evaluation Consultant |
| Category: | Contract (30 Days) |
| Reports to: | Chief Executive Officer (CEO) |
| Location: | Nairobi, Kenya |
Introduction & Background of (AMFI-K)
The Association for Microfinance Institutions Kenya (AMFI-K) is a member-based umbrella network for microfinance businesses and microfinance service providers established and registered under the Societies Act since 1999. Since its inception, AMFI-K has been a key driver of Kenya’s microfinance industry, with a mission to create a conducive environment for the development of microfinance institutions (MFIs), their clients, and the overall business ecosystem. AMFI-K has over 70 members ranging from large, mature MFIs to relatively smaller and rural MFIs, wholesalers and retailers, micro-insurance providers and developmental institutions serving over 10 million clients both individual and MSMEs. Access to financial services at the bottom of the pyramid is critical in enabling the poor and low-income households to access essential basic needs such as education, healthcare services, decent housing, clean water, and energy thus promoting human dignity, equity, and security.
Our Vision
To be The Network of choice that promotes an innovative, inclusive and conducive environment for microfinance sector
Our Mission
To promote a competitive microfinance industry through Lobbying and Advocacy, Research and Knowledge management, Capacity Building, Networking & Linkages
Our values
In pursuit of our vision and mission, AMFI-K is anchored on the following core values;
- Integrity
- Professionalism
- Teamwork & inclusivity
- Innovative
- Responsiveness
AMFI-K Water Credit Adoption Program (WCAD) Summary
Over the years, microfinance has proved to be a resilient tool in poverty alleviation and thus has been recognized as a key tool not only for improving community’s standards of living but also for national economic development. Water and sanitation is one of the basic necessities of life. Safe water and adequate sanitation is critical for families for it decreases illness, improves health and lessens the burden on women and children. Sufficient water increases crop production and animal husbandry and thus improving household quality of living.
In our endeavor to strengthen the capacity of our MFIs to deliver appropriate and sustainable products and services to the communities we serve, AMFI- K in partnership with Water.org is been piloting a Water Credit and Sanitation Program for microfinance institution in Kenya since 2019. The objective of this program is to build the capacity of financial institutions to be able to provide financial solutions that meet clients’ needs and bridge the barriers to safe water and sanitation. Water.org provided budgetary support to AMFI-K. AMFI-K deployed this budget towards providing WSS technical support to participating FI’s who in turn were projected to disburse WSS loans.
Overall objective of the Assessment
The Consultant`s mandate is to research on the new target FIs and gather information to inform WSS products design and strategy, including familiarizing with Water Supply and Sanitation (WSS) and financial environments, client socio-economic status, and WSS demands.
The Consultant will also conduct an evaluation on the existing/active PFIs to assess the relevance, performance, management arrangements and success of the program. They also identifies/documents challenges, lessons learned and makes recommendations that project partners and stakeholders might use to improve the design and implementation of WCAD program.
Specific objectives
- Review the existing WSS products and the capacity needs of the existing FIs
- Identify the WASH gaps, if there is or potential to develop the New WSS products and the capacity needs of the new target FIs.
- Identify the risks in the market
- Develop a land scape report with recommendations
- Dissemination of the report in a workshop
Deliverables
Upon the commencement of the evaluation exercise the consultant/Firm is expected to deliver as follows;
- A brief inception report after visits, assessment and review.
- A complete soft copy of the report and an executive summary presentation as will be guided.
Eligibility Criteria
- Minimum Bachelor’s degree in a Business-related field. Additional relevant certifications, trainings and coursework also considered and
- At least five years of relevant experience in research in areas of Microfinance, WASH or social-economic development
- Language proficiency in English required. Proficiency in one or more local languages required.
Application Instruction
If you meet the above criteria for the role, please submit your proposal and supporting documents demonstrating clearly how you will undertake the task and budget to the CEO Caroline Karanja ckaranja@amfikenya.com cc snjeri@amfikenya.com on or before 10th October 2025.
While submitting your application be sure your email subject line is WCAD ASSESSMENT (Your Name).
